PayCruiser®

We leverage artificial intelligence to make financial freedom, a reality for everyone walking the earth with a phone in their pocket. Imagine having a personal financial banker in your pocket, ready to help you 24/7, and in your own language! That’s the magic of PayCruiser's AI. Just speak, and it responds with wise advice tailored just for you. PayCruiser AI is a revolutionary financial coach that transforms your financial management experience. This intelligent system can analyzes your transactions across multiple accounts, providing tailored financial advice to optimize your financial goals.

For Individuals, PayCruiser AI can help you:

1- Boost your credit score

2- Learn to save and invest

3- Cheaply send and receive money worldwide

4- Spot issues in all your bank accounts, even when you are not watching

For Businesses PayCruiser AI can:

1- Help Increase your daily sales with smart strategic advises

2- Pay and Get Paid online and offline, everywhere

3- Help you gain business insights and stay steps ahead from the competition

4- Get smarter tips grow your business and save more money.

5- Automatically monitor your bank accounts, books and generate financial reports (income statements, P&L and balance sheets)

All these are done automatically, effortlessly for you, by PayCruiser AI so that, you can make money and save money even while you sleep. It all begins with a transaction. Then we turn it into a whole new level of discovery and insights; in ways that were never done before in the world of finance. That's why we're first!

At PayCruiser, we believe everyone's life should be defined by their potential, talents, and aspirations, not by artificial limitations. That’s why we’ve created this neobanking mobile app that allows anyone to reach financial freedom from the comfort of their home, regardless of their banking status.

Our proprietary technology instantly transform 15 billion mobile devices worldwide, into virtual intelligent bank accounts and payment devices, empowering 6 billion people with seamless financial transactions. This includes the 3 billion unbanked individuals worldwide, including 85 million underbanked in the U.S.

To date, PayCruiser has already helped over 1.6 million unbanked people in hard to reach regions, open their first bank account.

As the world's largest interoperable neobanking platform, PayCruiser enables businesses and individuals to accept and send money anywhere – securely receive funds in near real-time, without requiring bank accounts or credit cards.

Get paid anytime, send money anywhere, manage, load, lock/unlock your debit cards from everywhere.

Transfer money to mobile wallets, bank accounts, and VISA debit cards around the world.

Get paid fast, buy or sell goods and services everywhere, and securely receive funds in near real-time, without exposing bank accounts or credit card information – Send money anywhere, transfer money from your bank account (or credit card) to your mobile wallet and accept payments from anyone!